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Select online apps from the list at the right. You’ll find everything you need to conduct business with us.
Select online apps from the list at the right. You’ll find everything you need to conduct business with us.
Local accounting, tax planning, and bookkeeping for Wareham businesses and residents. Marine trades, cranberry, contractors, small business. 30+ years experience.
Sits at the head of Buzzards Bay, gateway to the Cape, with a long history of cranberry growing, marine trades, and the kind of small contractor businesses that keep everything running. Different rhythm than Plymouth’s tourism economy or the Cape’s seasonal surge — more steady, more trades-driven, and increasingly home to small business owners who chose Wareham specifically because it’s affordable and accessible.
Our Wareham client base reflects that. Cranberry growers and ag-related businesses with the unique tax situations that come from farming income. Marine trades — boat builders, repair shops, marina operators — many of whom run S-corps and need real quarterly tax planning. Local contractors and service businesses serving the year-round population. And an increasing number of remote workers and small business owners who moved out from Boston for the lifestyle.
Steven M. Ellard, CPA provides the full year-round set of services Wareham businesses need:
The Wareham economy is more diverse than people give it credit for. Cranberry growing is the headline industry — Massachusetts is the country’s second-largest cranberry producer and a significant share of that production is centered in and around Wareham. We handle Schedule F farm-income returns, equipment depreciation, the unique cash-flow timing of harvest income, and the federal and state credits available to ag businesses.
Marine trades are the second pillar. Wareham’s location on Buzzards Bay means boat builders, repair shops, marina operators, and marine service businesses are everywhere. We handle the seasonal cash flow, fuel tax credits, equipment depreciation, and the W-2 + 1099 payroll mix that’s typical for these businesses.
The third pillar is local trades and small business — contractors, electricians, plumbers, landscapers, mechanics, restaurants, and small retail operators serving the year-round Wareham population. These are the bread-and-butter S-corp clients where quarterly planning and clean bookkeeping make a real difference at year-end.
Our office is in Hyannis, a short trip across the canal from Wareham. The drive is about 25 minutes and we do come up for in-person meetings when it matters. For most working relationships, though, the day-to-day runs by email, video call, and a secure file-share portal. That structure works well for trades and ag clients who don’t have time during the workday for office visits.
If you operate a Wareham business and you’re tired of the H&R Block experience, the seasonal-only CPA who only calls in March, or trying to handle everything yourself with QuickBooks — that’s the gap we fill. Year-round, local-knowledge, no-surprises accounting for working Wareham businesses.
Do you have experience with cranberry-grower tax returns?
Yes. Schedule F farm income, equipment depreciation, conservation easements, and the federal and state ag credits are all part of what we handle for our Wareham cranberry-grower clients.
What about marine trades — boat builders, repair shops, marinas?
Same answer. Seasonal cash flow, equipment depreciation, sales tax on parts and services, W-2 plus 1099 payroll mix, S-corp election timing. We’ve worked with marine trades clients across Buzzards Bay for years.
How much does this typically cost for a Wareham contractor business?
It depends on size and complexity. A small one-person operation might be a few hundred dollars per quarter. A trades business with multiple employees, monthly bookkeeping, payroll, S-corp returns, and quarterly planning is typically $300-$700/month with a flat fee.
Will you come to Wareham for an in-person meeting?
Yes, when it matters. Most of the working relationship runs remote, but in-person meetings are available and we do drive up.
Book a free 30-minute consultation. We’ll review your situation, talk through what year-round accounting looks like, and give you a flat-fee quote.
