Apps
Select online apps from the list at the right. You’ll find everything you need to conduct business with us.
Select online apps from the list at the right. You’ll find everything you need to conduct business with us.
Local accounting, tax planning, and bookkeeping for Plymouth businesses and residents. 30+ years experience across the bridge in Hyannis.
Plymouth runs on its history. Plymouth Rock, Mayflower II, the waterfront, the historic district — 1.5 million visitors a year keep a long list of small businesses moving: the restaurants along Water Street, the inns on Court, the seasonal tour operators, the boutiques in the historic core, the contractors and trades who keep the infrastructure standing.
Every one of those owners has the same accounting pattern. Revenue arrives in summer waves. Expenses run year-round. Payroll clears regardless of the season. And the tax code keeps changing under their feet. The mistake we see most often is owners trying to handle quarterly estimates and tax planning seasonally, when the work really needs to happen monthly. That’s the gap we fill.
Steven M. Ellard, CPA provides the full year-round set of accounting services Plymouth business owners need:
Our Plymouth client base tracks the local economy: tourism-adjacent businesses (restaurants, lodging, retail, tour operators), professional services firms, marine and waterfront operators, contractors and trades, real estate agents and brokers, healthcare professionals, and a growing set of remote workers running side businesses from home. The common thread: small enough to need a real local CPA, complex enough that turbo-tax software is not going to cut it.
If you run a restaurant on Water Street and need help with tip reporting plus W-2 staff. If you operate a B&B in the historic district and need to think about Schedule E plus business deductions. If you own a contracting business that does both residential and commercial work and the income is becoming uneven. Those are the situations we know cold.
Our office is in Hyannis, about 40 minutes across the bridge from Plymouth. That distance is actually a feature, not a bug. We’re close enough to know the local economy, drive up for an in-person meeting when it matters, and know the same suppliers and contractors you do. But we’re far enough out of the immediate Plymouth network that there’s no awkwardness about working with a CPA your neighbor also uses.
For most of our Plymouth clients, the relationship runs almost entirely by email, video call, and a secure file-share portal. In-person when you want it, asynchronous when you don’t. That structure is how we’ve been able to serve South Shore and Plymouth clients out of Cape Cod for decades.
Do you only work with Cape Cod businesses?
No. We serve clients across Cape Cod, Plymouth County, and the South Shore. Plymouth is a significant share of our client base and the workflow runs the same as our local Cape clients.
What does Plymouth tax preparation typically cost?
It depends on the complexity. A straightforward personal return runs a few hundred dollars. A small business S-corp return with quarterly planning, monthly bookkeeping, and payroll runs in the $250-$600/month range. We give a flat quote up front, not hourly surprises.
Can you handle my Massachusetts state return plus my federal?
Yes, and both should be done together. Massachusetts has its own quirks (the 5% flat tax, the millionaire surtax, MA-specific credits and deductions) that we work with constantly.
Do you do tax returns for short-term rental properties in Plymouth?
Yes. Short-term rentals have their own Schedule E rules, plus the Massachusetts short-term rental tax to track. We handle the bookkeeping and the returns together.
Book a free 30-minute consultation. We’ll go through your situation, give you a flat-fee quote, and you’ll know exactly what working with us looks like.
